/*!
  Template:  Covantis | Insurance Agency & Broker HTML Template
  Version:   1.0.0
  Author:    MOONSHOTS
  Website:   https://m00nshots.dev
  Contact:   build@m00nshots.dev
  Copyright: (c) 2026 m00nshots. All rights reserved.
*/
/* ==========================================================================
   COVANTIS THEME — Insurance Agency & Broker
   Design language: friendly, trustworthy insurtech. Cobalt ink, fresh mint
   and warm peach on cloud white. Shield motifs, 20px soft cards, pill
   segmented controls, floating "policy card" UI mockups, soft squircle
   buttons, rounded hero shapes with gentle cobalt-to-mint gradients and
   inset cloud bands with 40px corners. Dark mode is a deep ink navy.
   --------------------------------------------------------------------------
   01. Tokens (light / dark)          11. Premium calculator (signature 4)
   02. Base, type, eyebrow            12. Home 1 – Multi-line agency
   03. Buttons, pills, chips          13. Home 2 – Car insurance
   04. Header, logo, drawer           14. Home 3 – Health & life
   05. Shield, policy card, floats    15. Home 4 – Business broker
   06. Sections, bands, cards         16. Inner pages
   07. Reviews, advisors, stats       17. CTA
   08. FAQ, forms, steps              18. Footer & 404
   09. Quote wizard (signature 1)     19. Responsive fine-tuning
   10. Compare table + claim tracker
       (signatures 2 & 3)
   ========================================================================== */

/* 01. Tokens ------------------------------------------------------------- */
:root {
  --bg: #ffffff; --bg-2: #f4f7fb; --surface: #ffffff; --surface-2: #eef2f9;
  --text: #0d1633; --muted: #4f5a78; --line: rgba(13, 22, 51, .1);
  --primary: #2340c7; --primary-2: #3ddc97; --on-primary: #ffffff; --accent: #ffb38a;
  --cv-cobalt: #2340c7; --cv-cobalt-d: #1a31a0; --cv-cobalt-soft: #e8ecfc;
  --cv-mint: #3ddc97; --cv-mint-d: #22b879; --cv-mint-ink: #0b7a4d; --cv-mint-soft: #e0f8ed;
  --cv-peach: #ffb38a; --cv-peach-d: #f3955f; --cv-peach-ink: #a4461a; --cv-peach-soft: #fff0e6;
  --cv-cloud: #f4f7fb; --cv-ink: #0d1633; --cv-em: #2340c7;
  --cv-card: #ffffff; --cv-glass: rgba(255, 255, 255, .9);
  --font-head: "Poppins", system-ui, sans-serif;
  --font-body: "Source Sans 3", system-ui, sans-serif;
  --font-logo: "Tilt Warp", "Poppins", sans-serif; --logo-weight: 400; --logo-size: 1.55rem; --logo-tracking: -0.01em;
  --head-weight: 600; --head-tracking: -0.025em;
  --radius-sm: 12px; --radius: 20px; --radius-lg: 32px; --radius-btn: 14px;
  --gradient: linear-gradient(135deg, #2340c7 0%, #3b5bdb 55%, #3ddc97 130%);
  --shadow-sm: 0 1px 2px rgba(13, 22, 51, .06), 0 2px 6px rgba(13, 22, 51, .05);
  --shadow: 0 18px 40px -20px rgba(22, 36, 110, .28);
  --shadow-lg: 0 40px 80px -32px rgba(22, 36, 110, .38);
  --header-h: 80px;
  --cv-shield: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 64 64'%3E%3Cpath d='M32 3 L56 12 V30 C56 45 45.5 55.5 32 61 C18.5 55.5 8 45 8 30 V12 Z'/%3E%3C/svg%3E");
}
[data-theme="dark"] {
  color-scheme: dark;
  --bg: #0d1633; --bg-2: #111c40; --surface: #15224d; --surface-2: #1c2b5c;
  --text: #eef2ff; --muted: #a8b3d6; --line: rgba(238, 242, 255, .12);
  --primary: #8ea0ff; --on-primary: #0d1633;
  --cv-cobalt: #3a58e6; --cv-cobalt-d: #2340c7; --cv-cobalt-soft: rgba(142, 160, 255, .14);
  --cv-mint-ink: #5ee8ab; --cv-mint-soft: rgba(61, 220, 151, .14);
  --cv-peach-ink: #ffc3a2; --cv-peach-soft: rgba(255, 179, 138, .13);
  --cv-cloud: #111c40; --cv-em: #8ea0ff; --cv-card: #15224d; --cv-glass: rgba(21, 34, 77, .92);
  --shadow-sm: 0 1px 2px rgba(0, 0, 0, .3);
  --shadow: 0 18px 40px -20px rgba(0, 0, 0, .7);
  --shadow-lg: 0 40px 80px -32px rgba(0, 0, 0, .8);
}

/* 02. Base, type, eyebrow ----------------------------------------------- */
body { font-size: 17px; line-height: 1.6; }
h1, h2, h3 { text-wrap: balance; }
h1, h2 { line-height: 1.1; }
h3 { letter-spacing: -0.015em; font-weight: 600; }
.h2 { font-size: clamp(1.95rem, 3.8vw, 3.1rem); }
.hero__title { font-size: clamp(2.4rem, 5.4vw, 4.4rem); line-height: 1.06; letter-spacing: -0.035em; }
h1 em, h2 em { font-style: normal; color: var(--cv-em); position: relative; white-space: nowrap; }
h1 em::after, h2 em::after { content: ""; position: absolute; left: 0; right: 0; bottom: .02em; height: .2em; border-radius: 99px; background: var(--cv-mint); opacity: .45; z-index: -1; }
.hero__title em::after { height: .26em; }
.lead { color: var(--muted); }
.eyebrow {
  gap: 8px; padding: 6px 14px 6px 10px; border-radius: 999px; background: var(--cv-cobalt-soft); color: var(--primary);
  font-family: var(--font-head); font-size: .78rem; font-weight: 600; letter-spacing: .06em; margin-bottom: 18px;
}
.eyebrow::before { width: 14px; height: 15px; border-radius: 0; background: currentColor; -webkit-mask: var(--cv-shield) center / contain no-repeat; mask: var(--cv-shield) center / contain no-repeat; }
.section-head { margin-bottom: clamp(36px, 5vw, 60px); }
.section-head .lead { font-size: clamp(1.05rem, 1.3vw, 1.18rem); }
::selection { background: var(--cv-mint); color: var(--cv-ink); }
.cv-lbl { display: block; font-family: var(--font-head); font-weight: 600; font-size: .85rem; margin-bottom: 10px; color: var(--text); }
.cv-note { display: flex; gap: 8px; align-items: flex-start; font-size: .82rem; line-height: 1.4; color: var(--muted); margin: 14px 0 0; }
.cv-note .ti { flex: none; color: var(--primary); font-size: 1rem; margin-top: 1px; }

/* 03. Buttons, pills, chips --------------------------------------------- */
.btn {
  --btn-bg: var(--cv-cobalt); --btn-fg: #fff;
  font-family: var(--font-head); font-weight: 600; font-size: .95rem; letter-spacing: 0;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, .22), 0 8px 18px -10px color-mix(in srgb, var(--btn-bg) 80%, transparent);
}
.btn::after { background: rgba(255, 255, 255, .14); }
.btn:hover { transform: translateY(-2px); }
.btn:disabled { opacity: .45; pointer-events: none; }
.btn--gradient { background: var(--btn-bg); }
.btn--mint { --btn-bg: var(--cv-mint); --btn-fg: var(--cv-ink); }
.btn--peach { --btn-bg: var(--cv-peach); --btn-fg: var(--cv-ink); }
.btn--ghost { --btn-bg: var(--surface); --btn-fg: var(--text); border-color: var(--line); box-shadow: var(--shadow-sm); }
.btn--ghost::after { background: var(--cv-cobalt-soft); }
.btn--light { --btn-bg: #fff; --btn-fg: var(--cv-ink); }
.btn--sm { min-height: 42px; padding: 10px 16px; font-size: .88rem; border-radius: 12px; }
.btn--lg { min-height: 58px; padding: 16px 28px; font-size: 1rem; border-radius: 16px; }
.link-arrow { color: var(--primary); }
.badge { padding: 5px 14px 5px 5px; background: var(--surface); box-shadow: var(--shadow-sm); font-size: .88rem; }
.badge b { display: inline-flex; align-items: center; gap: 5px; background: var(--cv-mint); color: var(--cv-ink); font-family: var(--font-head); }
.cv-tagpill { display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px; border-radius: 999px; background: var(--cv-cobalt-soft); color: var(--primary); font-family: var(--font-head); font-weight: 600; font-size: .85rem; margin-bottom: 20px; }
.cv-tagpill--peach { background: var(--cv-peach-soft); color: var(--cv-peach-ink); }
.cv-tagpill--mint { background: var(--cv-mint-soft); color: var(--cv-mint-ink); }
.cv-chip { display: inline-flex; align-items: center; gap: 5px; padding: 4px 10px; border-radius: 999px; font-family: var(--font-head); font-size: .72rem; font-weight: 600; letter-spacing: .01em; background: var(--surface-2); color: var(--muted); white-space: nowrap; }
.cv-chip--ok { background: var(--cv-mint-soft); color: var(--cv-mint-ink); }
.cv-chip--info { background: var(--cv-cobalt-soft); color: var(--primary); }
.cv-chip--peach { background: var(--cv-peach-soft); color: var(--cv-peach-ink); }
.cv-chip--wait { background: var(--surface-2); color: var(--muted); }
.cv-chip--big { font-size: .82rem; padding: 6px 14px; }
.cv-status { white-space: nowrap; display: inline-flex; align-items: center; gap: 6px; padding: 4px 10px; border-radius: 999px; font-family: var(--font-head); font-size: .72rem; font-weight: 600; }
.cv-status i { width: 7px; height: 7px; border-radius: 50%; background: currentColor; box-shadow: 0 0 0 3px color-mix(in srgb, currentColor 25%, transparent); }
.cv-status--ok { background: var(--cv-mint-soft); color: var(--cv-mint-ink); }
.cv-stars { color: #f5a524; letter-spacing: 1px; }
.cv-pills { display: flex; flex-wrap: wrap; gap: 8px; }
.cv-pill { display: inline-flex; align-items: center; gap: 6px; padding: 7px 14px; border-radius: 999px; background: var(--surface); border: 1px solid var(--line); font-size: .9rem; font-weight: 600; }

/* Segmented control (pill radios) */
.cv-seg { display: inline-flex; flex-wrap: wrap; gap: 4px; padding: 4px; border-radius: 999px; background: var(--surface-2); border: 1px solid var(--line); max-width: 100%; }
.cv-seg label { position: relative; flex: 1 1 auto; }
.cv-seg input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.cv-seg span, .cv-seg--btns button { display: block; padding: 8px 16px; border-radius: 999px; font-family: var(--font-head); font-weight: 600; font-size: .85rem; text-align: center; color: var(--muted); transition: background .3s, color .3s, box-shadow .3s; white-space: nowrap; }
.cv-seg input:checked + span, .cv-seg--btns button.is-active { background: var(--cv-card); color: var(--primary); box-shadow: 0 2px 8px -2px rgba(13, 22, 51, .18); }
.cv-seg input:focus-visible + span { outline: 2px solid var(--primary); outline-offset: 2px; }
.cv-seg label:hover span, .cv-seg--btns button:hover { color: var(--text); }
.cv-seg--lg span { padding: 10px 22px; font-size: .92rem; }

/* 04. Header, logo, drawer ---------------------------------------------- */
.site-header.is-scrolled { background: color-mix(in srgb, var(--bg) 92%, transparent); border-radius: 0 0 24px 24px; box-shadow: 0 10px 30px -18px rgba(13, 22, 51, .35); height: 70px; }
.logo { color: var(--text); font-size: var(--logo-size); gap: 9px; }
.logo__mark { width: 38px; height: 40px; border-radius: 0; background: var(--cv-cobalt); color: #fff; font-size: 1.15rem; -webkit-mask: var(--cv-shield) center / contain no-repeat; mask: var(--cv-shield) center / contain no-repeat; position: relative; }
.logo__mark .ti { color: var(--cv-mint); font-size: 1.2rem; margin-top: -2px; }
.nav__link { font-family: var(--font-head); font-weight: 500; font-size: .93rem; padding: 10px 14px; position: relative; }
.nav__link:hover { color: var(--primary); }
.nav__link.is-active { color: var(--primary); }
.nav__link.is-active::after { content: ""; position: absolute; left: 50%; bottom: 2px; width: 6px; height: 6px; margin-left: -3px; border-radius: 50%; background: var(--cv-mint); }
.dropdown { border-radius: 20px; padding: 8px; }
.dropdown a { font-family: var(--font-head); font-weight: 500; font-size: .92rem; border-radius: 12px; }
.dropdown a:hover { background: var(--cv-cobalt-soft); }
.icon-btn { border-radius: 14px; background: var(--surface); }
.icon-btn:hover { background: var(--cv-cobalt-soft); }
.drawer__panel { border-radius: 28px 0 0 28px; }
.drawer__nav a { font-family: var(--font-head); font-weight: 500; }
.drawer .btn { border-radius: 16px; }

/* 05. Shield, policy card, floats --------------------------------------- */
.cv-shield { fill: currentColor; }
.cv-shield__tick { stroke: var(--cv-mint); }
.cv-pcard {
  position: relative; width: min(340px, 100%); padding: 20px 22px; border-radius: 22px; color: #fff; overflow: hidden; isolation: isolate;
  background: linear-gradient(135deg, #2340c7 0%, #3553e0 60%, #2fc58a 140%); box-shadow: 0 26px 50px -24px rgba(35, 64, 199, .6); font-size: .85rem; line-height: 1.3;
}
.cv-pcard::before { content: ""; position: absolute; right: -40px; top: -50px; width: 180px; height: 190px; background: rgba(255, 255, 255, .09); z-index: -1; -webkit-mask: var(--cv-shield) center / contain no-repeat; mask: var(--cv-shield) center / contain no-repeat; }
.cv-pcard__top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 18px; }
.cv-pcard__brand { display: inline-flex; align-items: center; gap: 6px; font-family: var(--font-logo); font-size: 1.05rem; }
.cv-pcard__shield { width: 20px; height: 20px; }
.cv-pcard .cv-status--ok { background: rgba(61, 220, 151, .2); color: #8ff3c5; }
.cv-pcard__type { display: flex; align-items: center; gap: 10px; font-family: var(--font-head); font-weight: 600; font-size: 1.05rem; }
.cv-pcard__type span { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 10px; background: rgba(255, 255, 255, .16); font-size: 1.1rem; }
.cv-pcard__num { margin: 10px 0 14px; font-family: var(--font-head); letter-spacing: .08em; font-size: .82rem; opacity: .8; }
.cv-pcard__row { display: flex; justify-content: space-between; gap: 12px; padding-top: 12px; border-top: 1px solid rgba(255, 255, 255, .18); }
.cv-pcard__row small { display: block; opacity: .7; font-size: .72rem; }
.cv-pcard__row b { font-family: var(--font-head); font-weight: 600; font-size: .88rem; }
.cv-pcard__chips { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 14px; }
.cv-pcard__chips span { padding: 4px 10px; border-radius: 999px; background: rgba(255, 255, 255, .15); font-size: .74rem; font-weight: 600; }
.cv-pcard--white { background: var(--cv-card); color: var(--text); border: 1px solid var(--line); box-shadow: var(--shadow-lg); }
.cv-pcard--white::before { background: var(--cv-cobalt-soft); }
.cv-pcard--white .cv-pcard__shield { color: var(--cv-cobalt); }
.cv-pcard--white .cv-status--ok { background: var(--cv-mint-soft); color: var(--cv-mint-ink); }
.cv-pcard--white .cv-pcard__type span, .cv-pcard--white .cv-pcard__chips span { background: var(--cv-cobalt-soft); color: var(--primary); }
.cv-pcard--white .cv-pcard__row { border-color: var(--line); }
.float-card.cv-float { border-radius: 18px; background: var(--cv-glass); padding: 12px 16px 12px 12px; box-shadow: var(--shadow); font-size: .85rem; color: var(--muted); }
.cv-float strong { color: var(--text); font-family: var(--font-head); font-size: 1rem; font-weight: 600; }
.cv-float .icon-box { width: 42px; height: 42px; border-radius: 12px; }
.cv-float--mint .icon-box { background: var(--cv-mint-soft); color: var(--cv-mint-ink); }
.cv-float--peach .icon-box { background: var(--cv-peach-soft); color: var(--cv-peach-ink); }
.cv-float--cobalt .icon-box { background: var(--cv-cobalt-soft); color: var(--primary); }
.cv-round { border-radius: var(--radius-lg); overflow: hidden; position: relative; }
.cv-round img { width: 100%; aspect-ratio: 5 / 4.4; }

/* 06. Sections, bands, cards -------------------------------------------- */
.cv-band { padding-block: 0; }
.cv-band__in { margin-inline: 8px; padding-block: clamp(64px, 9vw, 120px); border-radius: clamp(28px, 4vw, 44px); background: var(--cv-cloud); position: relative; overflow: hidden; }
@media (min-width: 768px) { .cv-band__in { margin-inline: 16px; } }
@media (min-width: 1536px) { .cv-band__in { margin-inline: 24px; } }
.cv-band + .cv-band { margin-top: 16px; }
.cv-band--mint .cv-band__in { background: linear-gradient(180deg, var(--cv-mint-soft), var(--cv-cloud)); }
.cv-band--peach .cv-band__in { background: linear-gradient(180deg, var(--cv-peach-soft), var(--cv-cloud)); }
.cv-band--ink .cv-band__in { background: #0a1129; color: #eef2ff; --text: #eef2ff; --muted: #a8b3d6; --line: rgba(238, 242, 255, .12); padding-block: clamp(48px, 6vw, 80px); }
.section + .cv-band, .cv-band + .section { margin-top: 0; }
.card { border-radius: var(--radius); box-shadow: var(--shadow-sm); }
.card:hover { transform: translateY(-4px); }
.card h3 { font-size: 1.2rem; margin: 20px 0 8px; }
.icon-box { border-radius: 14px; background: var(--cv-cobalt-soft); }

.cv-prod { display: flex; flex-direction: column; }
.cv-prod__ic { position: relative; width: 58px; height: 62px; display: grid; place-items: center; color: #fff; font-size: 1.45rem; }
.cv-prod__sh { position: absolute; inset: 0; width: 100%; height: 100%; color: var(--cv-cobalt); transition: transform .5s var(--ease); }
.cv-prod__ic .ti { position: relative; margin-top: -3px; }
.cv-prod:nth-child(3n+2) .cv-prod__sh { color: var(--cv-mint-d); }
.cv-prod:nth-child(3n+3) .cv-prod__sh { color: var(--cv-peach-d); }
.cv-prod:hover .cv-prod__sh { transform: rotate(-8deg) scale(1.06); }
.cv-prod p { flex: 1; }
.cv-prod__foot { display: flex; justify-content: space-between; align-items: center; margin-top: 24px; padding-top: 18px; border-top: 1px dashed var(--line); }
.cv-from { font-family: var(--font-head); font-weight: 600; font-size: .9rem; color: var(--primary); }
.cv-arrow { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: var(--cv-cobalt-soft); color: var(--primary); transition: background .3s, color .3s, transform .3s; }
.cv-prod:hover .cv-arrow { background: var(--cv-cobalt); color: #fff; transform: translateX(3px); }

.cv-feats { gap: 18px; }
.cv-feat { display: flex; gap: 16px; align-items: flex-start; padding: 22px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); }
.cv-feat__ic { flex: none; display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: var(--cv-mint-soft); color: var(--cv-mint-ink); font-size: 1.3rem; }
.cv-feat h3 { font-size: 1.05rem; margin: 2px 0 4px; }
.cv-feat p { margin: 0; color: var(--muted); font-size: .95rem; line-height: 1.5; }
@media (min-width: 640px) { .cv-feats--2 { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .cv-feats--2 { grid-template-columns: 1fr 1fr; } .grid-4.cv-feats .cv-feat { flex-direction: column; } }

.cv-picker .cv-lbl { color: var(--muted); font-weight: 500; }
.cv-picker > div { display: flex; flex-wrap: wrap; gap: 8px; }
.cv-pick { display: inline-flex; align-items: center; gap: 7px; padding: 9px 16px 9px 12px; border-radius: 999px; background: var(--surface); border: 1px solid var(--line); font-family: var(--font-head); font-weight: 500; font-size: .9rem; box-shadow: var(--shadow-sm); transition: background .3s, color .3s, border-color .3s, transform .3s; }
.cv-pick .ti { color: var(--primary); font-size: 1.1rem; }
.cv-pick:hover { background: var(--cv-cobalt); color: #fff; border-color: transparent; transform: translateY(-2px); }
.cv-pick:hover .ti { color: var(--cv-mint); }

/* 07. Reviews, advisors, stats, carriers -------------------------------- */
.cv-review { display: flex; flex-direction: column; gap: 18px; padding: 28px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow-sm); height: 100%; }
.cv-review__top { display: flex; justify-content: space-between; align-items: center; gap: 8px; flex-wrap: wrap; }
.cv-review__stars { color: #f5a524; letter-spacing: 2px; font-size: 1.05rem; line-height: 1; }
.cv-review__tag { display: inline-flex; gap: 5px; align-items: center; font-size: .78rem; font-weight: 600; color: var(--cv-mint-ink); }
.cv-review blockquote { font-size: 1.06rem; line-height: 1.55; }
.cv-review figcaption { display: flex; gap: 12px; align-items: center; margin-top: auto; padding-top: 16px; border-top: 1px solid var(--line); }
.cv-review figcaption img { width: 46px; height: 46px; border-radius: 14px; }
.cv-review strong { display: block; font-family: var(--font-head); font-weight: 600; font-size: .95rem; }
.cv-review span { font-size: .88rem; color: var(--muted); }

.cv-adv { border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); overflow: hidden; box-shadow: var(--shadow-sm); transition: transform .5s var(--ease), box-shadow .5s var(--ease); display: flex; flex-direction: column; }
.cv-adv:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.cv-adv__img { position: relative; margin: 8px 8px 0; border-radius: 14px; overflow: hidden; }
.cv-adv__img img { width: 100%; aspect-ratio: 1 / 1.02; }
.cv-adv__lic { position: absolute; left: 10px; bottom: 10px; display: inline-flex; gap: 5px; align-items: center; padding: 5px 10px; border-radius: 999px; background: rgba(255, 255, 255, .92); color: #0b7a4d; font-family: var(--font-head); font-size: .72rem; font-weight: 600; }
.cv-adv__body { padding: 18px 18px 20px; display: flex; flex-direction: column; flex: 1; }
.cv-adv h3 { font-size: 1.1rem; margin-bottom: 2px; }
.cv-adv p { color: var(--muted); font-size: .93rem; margin-bottom: 12px; }
.cv-adv ul { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 16px; }
.cv-adv li { padding: 3px 10px; border-radius: 999px; background: var(--cv-cobalt-soft); color: var(--primary); font-size: .78rem; font-weight: 600; }
.cv-adv__book { margin-top: auto; display: inline-flex; gap: 6px; align-items: center; font-family: var(--font-head); font-weight: 600; font-size: .88rem; color: var(--primary); }

.cv-stats { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; margin-top: clamp(40px, 5vw, 64px); }
@media (min-width: 1024px) { .cv-stats { grid-template-columns: repeat(4, 1fr); } }
.cv-stat { padding: 24px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); position: relative; overflow: hidden; min-width: 0; }
.cv-stat::after { content: ""; position: absolute; right: -14px; bottom: -18px; width: 70px; height: 74px; background: var(--cv-cobalt-soft); -webkit-mask: var(--cv-shield) center / contain no-repeat; mask: var(--cv-shield) center / contain no-repeat; }
.cv-stat > * { position: relative; z-index: 1; }
@media (max-width: 639px) { .cv-stat { padding: 18px; } .cv-stat::after { width: 48px; height: 52px; right: -10px; bottom: -12px; } .cv-cmp__table { font-size: .88rem; } .cv-cmp__table tbody th, .cv-cmp__corner { max-width: 140px; } }
.cv-stat .stat__num { font-size: clamp(2rem, 3.6vw, 3rem); color: var(--primary); font-weight: 600; }
.cv-stat .stat__label { font-size: .92rem; }
.cv-band--ink .cv-stats { margin-top: 0; }
.cv-band--ink .cv-stat { background: rgba(255, 255, 255, .04); }
.cv-band--ink .cv-stat .stat__num { color: var(--cv-mint); }
.cv-band--ink .cv-stat::after { background: rgba(61, 220, 151, .1); }
.split .cv-stats { margin-top: 32px; }
@media (min-width: 1024px) { .split .cv-stats { grid-template-columns: 1fr 1fr; } }

.cv-carriers .marquee__track { gap: 16px; padding-right: 16px; }
.cv-carrier { display: inline-flex; align-items: center; gap: 8px; padding: 12px 20px; border-radius: 999px; border: 1px solid var(--line); background: var(--surface); font-family: var(--font-head); font-weight: 600; font-size: 1rem; color: var(--muted); white-space: nowrap; }
.cv-carrier .ti { color: var(--primary); font-size: 1.3rem; }

/* 08. FAQ, forms, steps ------------------------------------------------- */
.cv-faqwrap { display: grid; gap: 32px; }
@media (min-width: 1024px) { .cv-faqwrap { grid-template-columns: .8fr 1.2fr; gap: 72px; align-items: start; } }
.accordion { border-top: 0; display: grid; gap: 10px; }
.accordion__item { border: 1px solid var(--line); border-radius: 18px; background: var(--surface); padding-inline: 22px; transition: box-shadow .3s; }
.accordion__item.is-open { box-shadow: var(--shadow); border-color: color-mix(in srgb, var(--primary) 30%, var(--line)); }
.accordion__btn { padding: 20px 0; font-size: 1.02rem; font-weight: 600; }
.accordion__icon { border-radius: 50%; width: 32px; height: 32px; background: var(--cv-cobalt-soft); border: 0; color: var(--primary); }
.accordion__item.is-open .accordion__icon { background: var(--cv-cobalt); color: #fff; }
.accordion__panel p { padding-bottom: 20px; margin: 0; }
.input, .select, .textarea { border-radius: 14px; background: var(--surface); }
.form.card { border-radius: 24px; }
.contact-list .icon-box { border-radius: 14px; }

.cv-steps, .cv-track__list, .cv-wiz__labels, .cv-qcard ol { list-style: none; margin: 0; padding: 0; }
.cv-steps { display: grid; gap: 16px; grid-template-columns: 1fr; counter-reset: s; position: relative; }
@media (min-width: 768px) { .cv-steps { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .cv-steps { grid-template-columns: repeat(auto-fit, minmax(0, 1fr)); } }
.cv-step { position: relative; padding: 28px 24px 26px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); min-width: 0; }
.cv-step__n { position: absolute; top: 20px; right: 20px; font-family: var(--font-head); font-weight: 600; font-size: .8rem; color: var(--muted); }
.cv-step__n::before { content: "Step "; }
.cv-step__ic { display: grid; place-items: center; width: 52px; height: 56px; color: #fff; font-size: 1.35rem; background: var(--cv-cobalt); -webkit-mask: var(--cv-shield) center / contain no-repeat; mask: var(--cv-shield) center / contain no-repeat; padding-bottom: 4px; }
.cv-step:nth-child(2) .cv-step__ic { background: var(--cv-mint-d); }
.cv-step:nth-child(3) .cv-step__ic { background: var(--cv-peach-d); }
.cv-step:nth-child(4) .cv-step__ic { background: var(--cv-ink); }
[data-theme="dark"] .cv-step:nth-child(4) .cv-step__ic { background: #8ea0ff; }
.cv-step h3 { font-size: 1.12rem; margin: 18px 0 6px; }
.cv-step p { margin: 0; color: var(--muted); font-size: .95rem; }
.split .cv-steps { grid-template-columns: 1fr; margin-top: 8px; }
.split .cv-step { display: grid; grid-template-columns: auto 1fr; gap: 0 16px; padding: 18px 20px; }
.split .cv-step__ic { grid-row: span 2; width: 44px; height: 48px; font-size: 1.15rem; }
.split .cv-step h3 { margin: 2px 0 2px; }
.split .cv-step__n { display: none; }
.cv-checks li { padding: 6px 0; }
.check-list .ti { background: var(--cv-mint-soft); color: var(--cv-mint-ink); border-radius: 8px; }

/* 09. Quote wizard (signature 1) --------------------------------------- */
.cv-wiz { display: grid; gap: 20px; grid-template-columns: 1fr; align-items: start; }
@media (min-width: 1024px) { .cv-wiz:not(.cv-wiz--compact) { grid-template-columns: 1fr 320px; gap: 28px; } }
.cv-wiz__main { position: relative; padding: clamp(20px, 3vw, 36px); border-radius: 24px; background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow-lg); min-width: 0; }
.cv-wiz__head { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-bottom: 14px; }
.cv-wiz__title { display: inline-flex; align-items: center; gap: 8px; font-family: var(--font-head); font-weight: 600; font-size: 1.05rem; }
.cv-wiz__title .ti { color: var(--primary); font-size: 1.3rem; }
.cv-wiz__count { font-size: .85rem; color: var(--muted); white-space: nowrap; }
.cv-wiz__count b { color: var(--text); }
.cv-wiz__bar { height: 8px; border-radius: 99px; background: var(--surface-2); overflow: hidden; }
.cv-wiz__bar span { display: block; height: 100%; width: 25%; border-radius: inherit; background: linear-gradient(90deg, var(--cv-cobalt), var(--cv-mint)); transition: width .6s var(--ease); }
.cv-wiz__labels { display: flex; justify-content: space-between; gap: 6px; margin: 12px 0 24px; }
.cv-wiz__labels li { display: inline-flex; align-items: center; gap: 6px; font-family: var(--font-head); font-size: .78rem; font-weight: 500; color: var(--muted); min-width: 0; }
.cv-wiz__labels span { display: grid; place-items: center; flex: none; width: 22px; height: 22px; border-radius: 50%; background: var(--surface-2); font-size: .72rem; font-weight: 600; transition: background .3s, color .3s; }
.cv-wiz__labels li.is-active { color: var(--text); }
.cv-wiz__labels li.is-active span { background: var(--cv-cobalt); color: #fff; }
.cv-wiz__labels li.is-done span { background: var(--cv-mint); color: var(--cv-ink); }
.cv-wiz__step { display: none; border: 0; margin: 0; padding: 0; min-width: 0; }
.cv-wiz__step.is-active { display: grid; gap: 18px; }
.cv-wiz__q { font-family: var(--font-head); font-weight: 600; font-size: clamp(1.15rem, 2vw, 1.4rem); letter-spacing: -0.02em; margin-bottom: 4px; padding: 0; }
.cv-tcards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 10px; }
@media (min-width: 640px) { .cv-tcards { grid-template-columns: repeat(3, 1fr); } }
.cv-tcard, .cv-lcard { position: relative; }
.cv-tcard input, .cv-lcard input { position: absolute; opacity: 0; inset: 0; cursor: pointer; z-index: 1; }
.cv-tcard span { display: flex; flex-direction: column; align-items: flex-start; gap: 10px; padding: 16px; border-radius: 16px; border: 1.5px solid var(--line); background: var(--surface); transition: border-color .3s, background .3s, box-shadow .3s; }
.cv-tcard .ti { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: var(--cv-cobalt-soft); color: var(--primary); font-size: 1.25rem; }
.cv-tcard b { font-family: var(--font-head); font-weight: 600; font-size: .98rem; }
.cv-tcard input:checked + span, .cv-lcard input:checked + span { border-color: var(--primary); background: color-mix(in srgb, var(--cv-cobalt-soft) 70%, var(--surface)); box-shadow: 0 0 0 3px color-mix(in srgb, var(--primary) 18%, transparent); }
.cv-tcard input:checked + span .ti { background: var(--cv-cobalt); color: #fff; }
.cv-tcard input:focus-visible + span, .cv-lcard input:focus-visible + span { outline: 2px solid var(--primary); outline-offset: 2px; }
.cv-lcards { display: grid; gap: 10px; grid-template-columns: 1fr; }
@media (min-width: 640px) { .cv-lcards { grid-template-columns: repeat(3, 1fr); } }
.cv-lcard span { display: flex; flex-direction: column; gap: 4px; height: 100%; padding: 16px; border-radius: 16px; border: 1.5px solid var(--line); background: var(--surface); transition: all .3s; }
.cv-lcard em { font-style: normal; align-self: flex-start; padding: 2px 8px; border-radius: 99px; background: var(--surface-2); font-size: .7rem; font-weight: 700; color: var(--muted); }
.cv-lcard:nth-child(2) em { background: var(--cv-mint-soft); color: var(--cv-mint-ink); }
.cv-lcard b { font-family: var(--font-head); font-weight: 600; font-size: 1.1rem; margin-top: 4px; }
.cv-lcard small { color: var(--muted); font-size: .86rem; line-height: 1.35; }
.cv-wiz .field { margin: 0; }
.cv-range label { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; }
.cv-range output { font-family: var(--font-head); font-weight: 600; color: var(--primary); font-size: 1rem; }
.cv-range input[type=range] {
  --p: 50%; -webkit-appearance: none; appearance: none; width: 100%; height: 8px; border-radius: 99px; margin: 10px 0 4px; cursor: pointer;
  background: linear-gradient(90deg, var(--cv-cobalt) 0 var(--p), var(--surface-2) var(--p) 100%);
}
.cv-range input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 6px solid var(--cv-cobalt); box-shadow: 0 4px 10px rgba(35, 64, 199, .35); transition: transform .2s; }
.cv-range input[type=range]::-moz-range-thumb { width: 14px; height: 14px; border-radius: 50%; background: #fff; border: 6px solid var(--cv-cobalt); box-shadow: 0 4px 10px rgba(35, 64, 199, .35); }
.cv-range input[type=range]:active::-webkit-slider-thumb { transform: scale(1.15); }
.cv-range__ends { display: flex; justify-content: space-between; font-size: .78rem; color: var(--muted); }
.cv-switch { display: flex; align-items: center; gap: 12px; cursor: pointer; font-weight: 600; font-size: .95rem; position: relative; }
.cv-switch input { position: absolute; opacity: 0; }
.cv-switch em { white-space: nowrap; font-style: normal; margin-left: 4px; padding: 2px 8px; border-radius: 99px; background: var(--cv-mint-soft); color: var(--cv-mint-ink); font-size: .75rem; }
.cv-switch__ui { flex: none; width: 46px; height: 26px; border-radius: 99px; background: var(--surface-2); border: 1px solid var(--line); position: relative; transition: background .3s; }
.cv-switch__ui::after { content: ""; position: absolute; top: 2px; left: 2px; width: 20px; height: 20px; border-radius: 50%; background: #fff; box-shadow: 0 2px 5px rgba(0, 0, 0, .2); transition: transform .35s var(--ease); }
.cv-switch input:checked + .cv-switch__ui { background: var(--cv-mint); }
.cv-switch input:checked + .cv-switch__ui::after { transform: translateX(20px); }
.cv-switch input:focus-visible + .cv-switch__ui { outline: 2px solid var(--primary); outline-offset: 2px; }
.cv-wiz__result { display: grid; gap: 16px; padding: 20px; border-radius: 18px; background: var(--cv-cloud); }
@media (min-width: 640px) { .cv-wiz__result { grid-template-columns: 1fr 1fr; align-items: center; } }
.cv-wiz__big small { display: block; color: var(--muted); font-size: .85rem; }
.cv-wiz__big b { display: block; font-family: var(--font-head); font-weight: 600; font-size: clamp(2.4rem, 5vw, 3.2rem); line-height: 1.1; color: var(--primary); letter-spacing: -0.03em; }
.cv-wiz__big > span { font-size: .85rem; color: var(--muted); }
.cv-wiz__sum { margin: 0; display: grid; gap: 6px; }
.cv-wiz__sum div { display: flex; justify-content: space-between; gap: 10px; font-size: .9rem; padding-bottom: 6px; border-bottom: 1px dashed var(--line); }
.cv-wiz__sum dt { color: var(--muted); }
.cv-wiz__sum dd { margin: 0; font-weight: 700; text-align: right; }
.cv-wiz__nav { display: flex; justify-content: space-between; align-items: center; gap: 10px; margin-top: 26px; padding-top: 20px; border-top: 1px solid var(--line); }
.cv-wiz__nav .btn { min-height: 48px; padding: 12px 20px; }
.cv-wiz__mini { font-size: .82rem; color: var(--muted); text-align: center; line-height: 1.2; }
.cv-wiz__mini b { display: block; font-family: var(--font-head); color: var(--primary); font-size: 1.05rem; }
.cv-wiz__err { display: flex; gap: 8px; align-items: center; margin: 14px 0 0; padding: 10px 14px; border-radius: 12px; background: var(--cv-peach-soft); color: var(--cv-peach-ink); font-weight: 600; font-size: .9rem; }
.cv-wiz__err[hidden], .cv-wiz__done[hidden] { display: none; }
.cv-wiz__done { display: flex; gap: 14px; align-items: flex-start; margin-top: 16px; padding: 16px; border-radius: 16px; background: var(--cv-mint-soft); }
.cv-wiz__done > span { flex: none; width: 40px; height: 42px; color: var(--cv-cobalt); }
.cv-wiz__done strong { font-family: var(--font-head); }
.cv-wiz__done p { margin: 2px 0 0; font-size: .92rem; color: var(--muted); }
.cv-wiz__live { position: sticky; top: 96px; padding: 26px; border-radius: 24px; background: var(--cv-ink); color: #eef2ff; --muted: #a8b3d6; --text: #eef2ff; --line: rgba(255, 255, 255, .12); overflow: hidden; isolation: isolate; }
.cv-wiz__live::before { content: ""; position: absolute; right: -50px; top: -40px; width: 200px; height: 210px; background: rgba(61, 220, 151, .12); z-index: -1; -webkit-mask: var(--cv-shield) center / contain no-repeat; mask: var(--cv-shield) center / contain no-repeat; }
.cv-wiz__livetag { display: inline-flex; align-items: center; gap: 8px; font-family: var(--font-head); font-size: .8rem; font-weight: 600; color: var(--cv-mint); }
.cv-wiz__livetag i { width: 8px; height: 8px; border-radius: 50%; background: var(--cv-mint); box-shadow: 0 0 0 4px rgba(61, 220, 151, .25); }
.cv-wiz__liveprice { font-family: var(--font-head); font-weight: 600; font-size: 3.4rem; letter-spacing: -0.04em; line-height: 1.1; margin: 14px 0 12px; }
.cv-wiz__liveprice small { font-size: 1rem; color: var(--muted); letter-spacing: 0; }
.cv-meter { height: 8px; border-radius: 99px; background: rgba(255, 255, 255, .1); overflow: hidden; }
.cv-meter span { display: block; height: 100%; width: 50%; border-radius: inherit; background: linear-gradient(90deg, var(--cv-mint), var(--cv-peach)); transition: width .6s var(--ease); }
.cv-wiz__cmp { font-size: .88rem; color: var(--muted); margin: 8px 0 16px; }
.cv-wiz__chips { display: flex; flex-wrap: wrap; gap: 6px; }
.cv-wiz__chips li { padding: 4px 10px; border-radius: 99px; background: rgba(255, 255, 255, .08); font-size: .8rem; font-weight: 600; }
.cv-wiz__live .cv-note .ti { color: var(--cv-mint); }
/* compact (hero) variant */
.cv-wiz--compact .cv-wiz__main { padding: 22px; }
.cv-wiz--compact .cv-wiz__labels { margin-bottom: 16px; }
.cv-wiz--compact .cv-wiz__nav { margin-top: 18px; padding-top: 16px; }
.cv-wiz--compact .cv-lcards { grid-template-columns: 1fr; gap: 8px; }
.cv-wiz--compact .cv-lcard span { display: grid; grid-template-columns: auto 1fr; gap: 0 10px; align-items: center; padding: 12px 14px; }
.cv-wiz--compact .cv-lcard em { grid-column: 2; grid-row: 1; justify-self: end; }
.cv-wiz--compact .cv-lcard b { grid-column: 1; grid-row: 1; margin: 0; font-size: 1rem; }
.cv-wiz--compact .cv-lcard small { grid-column: 1 / -1; }
.cv-wiz--compact .cv-wiz__result { grid-template-columns: 1fr; }
.cv-wiz--compact .cv-wiz__step.is-active { gap: 14px; }

/* 10. Compare table + claim tracker (signatures 2 & 3) ------------------ */
.cv-cmp__bar { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 8px 24px; margin-bottom: 28px; text-align: left; }
.cv-cmp__bar .cv-note { margin: 0; max-width: 42ch; }
.billing-toggle.cv-billing { margin: 0; background: var(--surface); box-shadow: var(--shadow-sm); }
.billing-toggle button { font-family: var(--font-head); font-size: .88rem; }
.billing-toggle button.is-active { background: var(--cv-cobalt); color: #fff; box-shadow: none; }
.billing-toggle small { color: var(--cv-mint-ink); }
.billing-toggle button.is-active small { color: var(--cv-mint); }
.cv-cmp__scroll { overflow-x: auto; border-radius: 24px; background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow); scrollbar-width: thin; }
.cv-cmp__table { width: 100%; min-width: 720px; border-collapse: separate; border-spacing: 0; font-size: .95rem; }
.cv-cmp__table th, .cv-cmp__table td { padding: 14px 18px; text-align: center; border-bottom: 1px solid var(--line); }
.cv-cmp__table tbody tr:last-child > * { border-bottom: 0; }
.cv-cmp__table tbody th { text-align: left; font-weight: 600; font-family: var(--font-body); color: var(--text); position: sticky; left: 0; background: var(--surface); z-index: 1; }
.cv-cmp__table thead th { vertical-align: top; padding-top: 26px; padding-bottom: 22px; }
.cv-cmp__corner { text-align: left !important; font-family: var(--font-head); font-weight: 600; font-size: 1.1rem; position: sticky; left: 0; background: var(--surface); z-index: 2; }
.cv-cmp__corner span { display: block; width: 36px; height: 38px; color: var(--cv-cobalt); margin-bottom: 10px; }
.cv-cmp__corner small { display: block; font-family: var(--font-body); font-weight: 400; font-size: .8rem; color: var(--muted); margin-top: 4px; }
.cv-cmp__plan b { display: block; font-family: var(--font-head); font-weight: 600; font-size: 1.1rem; }
.cv-cmp__price { display: block; font-family: var(--font-head); font-weight: 600; font-size: 2.2rem; letter-spacing: -0.03em; line-height: 1.1; margin: 8px 0 4px; color: var(--text); }
.cv-cmp__price small { font-size: .9rem; color: var(--muted); letter-spacing: 0; font-weight: 500; }
.cv-cmp__desc { display: block; font-size: .82rem; color: var(--muted); font-weight: 400; min-height: 2.6em; margin-bottom: 14px; line-height: 1.3; }
.cv-cmp__table .is-featured { background: color-mix(in srgb, var(--cv-cobalt-soft) 60%, var(--surface)); }
.cv-cmp__plan.is-featured { position: relative; }
.cv-cmp__plan.is-featured .cv-cmp__price { color: var(--primary); }
.cv-cmp__tag { position: absolute; top: 0; left: 50%; transform: translate(-50%, 0); padding: 3px 12px; border-radius: 0 0 10px 10px; background: var(--cv-mint); color: var(--cv-ink); font-family: var(--font-head); font-size: .7rem; font-weight: 600; white-space: nowrap; }
.cv-yes .ti { color: var(--cv-mint-ink); font-size: 1.35rem; }
.cv-no .ti { color: var(--muted); opacity: .5; font-size: 1.2rem; }
.cv-cmp__table td .ti { display: inline-block; vertical-align: middle; }

.cv-track { display: grid; gap: 14px; }
.cv-track__card { padding: clamp(20px, 3vw, 30px); border-radius: 24px; background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow-lg); }
.cv-track__head { display: flex; justify-content: space-between; align-items: center; gap: 12px; }
.cv-track__head small { display: block; color: var(--muted); font-size: .8rem; }
.cv-track__head b { font-family: var(--font-head); font-weight: 600; font-size: 1.25rem; letter-spacing: .02em; word-break: break-all; }
.cv-track__meta { display: flex; flex-wrap: wrap; gap: 6px 16px; margin: 14px 0 18px; font-size: .86rem; color: var(--muted); }
.cv-track__meta > span { display: inline-flex; align-items: center; gap: 6px; }
.cv-track__meta .ti { color: var(--primary); }
.cv-track__prog { height: 6px; border-radius: 99px; background: var(--surface-2); overflow: hidden; margin-bottom: 20px; }
.cv-track__prog span { display: block; height: 100%; width: 60%; border-radius: inherit; background: linear-gradient(90deg, var(--cv-cobalt), var(--cv-mint)); transition: width .7s var(--ease); }
.cv-track__list { display: grid; gap: 0; }
.cv-track__step { position: relative; display: grid; grid-template-columns: 44px 1fr; gap: 14px; padding-bottom: 18px; }
.cv-track__step:last-child { padding-bottom: 0; }
.cv-track__step::before { content: ""; position: absolute; left: 21px; top: 44px; bottom: 0; width: 2px; background: var(--line); }
.cv-track__step:last-child::before { display: none; }
.cv-track__step.is-done::before { background: var(--cv-mint); }
.cv-track__dot { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 14px; background: var(--surface-2); color: var(--muted); font-size: 1.2rem; transition: background .4s, color .4s, box-shadow .4s; }
.cv-track__step.is-done .cv-track__dot { background: var(--cv-mint); color: var(--cv-ink); }
.cv-track__step.is-current .cv-track__dot { background: var(--cv-cobalt); color: #fff; box-shadow: 0 0 0 6px color-mix(in srgb, var(--cv-cobalt) 18%, transparent); }
.cv-track__txt { min-width: 0; padding-top: 2px; }
.cv-track__row { display: flex; justify-content: space-between; align-items: center; gap: 8px; }
.cv-track__row b { font-family: var(--font-head); font-weight: 600; }
.cv-track__txt p { margin: 2px 0 2px; font-size: .9rem; color: var(--muted); line-height: 1.4; }
.cv-track__txt time { font-size: .76rem; color: var(--muted); opacity: .85; }
.cv-track__step:not(.is-done):not(.is-current) .cv-track__txt p, .cv-track__step:not(.is-done):not(.is-current) time { opacity: .55; }
.cv-track__foot { margin-top: 22px; padding-top: 18px; border-top: 1px solid var(--line); }
.cv-track__foot .cv-seg { display: flex; width: 100%; }
.cv-track__foot .cv-seg button { flex: 1 1 auto; padding: 7px 10px; font-size: .8rem; }
.cv-track__look { padding: 18px 20px; border-radius: 20px; background: var(--surface); border: 1px solid var(--line); }
.cv-track__look label { display: block; font-family: var(--font-head); font-weight: 600; font-size: .9rem; margin-bottom: 8px; }
.cv-track__lookrow { display: flex; gap: 8px; }
.cv-track__lookrow .input { min-height: 48px; min-width: 0; flex: 1; }
.cv-track__lookrow .btn { min-height: 48px; padding: 10px 18px; }
.cv-track__hint { font-size: .82rem; color: var(--muted); margin: 8px 0 0; }
.cv-track__hint button { color: var(--primary); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.cv-claimsplit { align-items: start; }
@media (min-width: 1024px) { .cv-claimsplit { grid-template-columns: .95fr 1.05fr; } .cv-claimsplit > div:first-child { position: sticky; top: 110px; } }

/* 11. Premium calculator (signature 4) ---------------------------------- */
.cv-calc { display: grid; gap: 40px; align-items: center; }
@media (min-width: 1024px) { .cv-calc { grid-template-columns: .9fr 1.1fr; gap: 72px; } }
.cv-calc__card { position: relative; padding: clamp(22px, 3vw, 34px); border-radius: 28px; background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow-lg); min-width: 0; }
.cv-calc__card::before { content: ""; position: absolute; inset: -14px -14px auto auto; width: 90px; height: 96px; background: var(--cv-mint); opacity: .8; z-index: -1; -webkit-mask: var(--cv-shield) center / contain no-repeat; mask: var(--cv-shield) center / contain no-repeat; transform: rotate(12deg); }
.cv-calc__type { margin-bottom: 22px; }
.cv-calc__type .cv-seg { display: flex; }
.cv-calc__sliders { display: grid; gap: 18px; }
.cv-calc__out { display: grid; gap: 20px; margin-top: 24px; padding: 22px; border-radius: 20px; background: var(--cv-cloud); }
@media (min-width: 640px) { .cv-calc__out { grid-template-columns: auto 1fr; align-items: center; gap: 28px; } }
.cv-calc__price small { display: block; font-size: .82rem; color: var(--muted); }
.cv-calc__price b { display: block; font-family: var(--font-head); font-weight: 600; font-size: clamp(2.4rem, 5vw, 3.2rem); color: var(--primary); letter-spacing: -0.035em; line-height: 1.05; }
.cv-calc__price em { font-style: normal; font-size: 1rem; color: var(--muted); letter-spacing: 0; }
.cv-calc__price > span { font-size: .85rem; color: var(--muted); }
.cv-calc__bars { display: grid; gap: 8px; }
.cv-calc__bars li { display: grid; grid-template-columns: 110px 1fr; align-items: center; gap: 10px; font-size: .8rem; color: var(--muted); }
.cv-calc__bars i { display: block; height: 8px; border-radius: 99px; background: var(--surface-2); overflow: hidden; }
[data-theme="dark"] .cv-calc__bars i { background: rgba(255, 255, 255, .08); }
.cv-calc__bars s { display: block; height: 100%; width: 40%; border-radius: inherit; background: var(--cv-cobalt); transition: width .6s var(--ease); }
.cv-calc__bars li:nth-child(2) s { background: var(--cv-peach-d); }
.cv-calc__bars li:nth-child(3) s { background: #5a74f0; }
.cv-calc__bars .is-save s { background: var(--cv-mint); }
.cv-calc__foot { margin-top: 20px; }
.cv-calc__foot .cv-note { margin-top: 12px; }

/* 12. Home 1 – Multi-line agency --------------------------------------- */
.cv-hero1 { padding-bottom: clamp(56px, 7vw, 100px); }
.cv-hero1__shape { position: absolute; z-index: -1; top: 0; right: 0; width: min(58%, 900px); height: 92%; border-radius: 0 0 0 clamp(60px, 10vw, 160px); background: linear-gradient(160deg, var(--cv-cobalt-soft) 0%, color-mix(in srgb, var(--cv-mint-soft) 80%, transparent) 100%); }
.cv-hero1 .lead { margin-bottom: 26px; }
.cv-hero1__txt .badge { margin-bottom: 22px; }
.cv-picker { margin-bottom: 8px; }
.cv-hero1__visual { position: relative; max-width: 560px; margin-inline: auto; width: 100%; padding: 0 0 40px; }
.cv-arch { border-radius: 280px 280px 32px 32px; overflow: hidden; box-shadow: var(--shadow-lg); border: 8px solid var(--surface); }
.cv-arch img { width: 100%; aspect-ratio: 5 / 5.6; }
.cv-hero1__pc { position: absolute; left: -24px; bottom: 0; width: 300px; }
.cv-hero1__c1 { top: 18%; right: -16px; }
.cv-hero1__badge { position: absolute; top: 4%; left: -6px; width: 112px; height: 120px; display: grid; place-items: center; text-align: center; }
.cv-hero1__badge svg { position: absolute; inset: 0; width: 100%; height: 100%; color: var(--cv-peach); filter: drop-shadow(0 12px 18px rgba(243, 149, 95, .4)); }
.cv-hero1__badge .cv-shield__tick { display: none; }
.cv-hero1__badge span { position: relative; font-size: .68rem; line-height: 1.15; color: var(--cv-ink); font-weight: 600; margin-top: -6px; }
.cv-hero1__badge b { display: block; font-family: var(--font-head); font-size: 1.35rem; font-weight: 700; }
.cv-why__media { position: relative; }
.cv-why__c { right: 16px; bottom: -20px; }
.cv-why { margin-bottom: 8px; }

/* 13. Home 2 – Car insurance ------------------------------------------- */
.cv-hero2 { padding-top: calc(var(--header-h) + 8px); padding-bottom: 32px; }
.cv-hero2__panel { position: relative; border-radius: clamp(28px, 4vw, 44px); overflow: hidden; isolation: isolate; color: #fff; --text: #fff; --muted: rgba(255, 255, 255, .82); }
.cv-hero2__bg { position: absolute; inset: 0; z-index: -2; }
.cv-hero2__bg img { width: 100%; height: 100%; object-position: 70% 50%; }
.cv-hero2__panel::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(100deg, rgba(13, 22, 51, .9) 0%, rgba(24, 44, 150, .66) 45%, rgba(35, 64, 199, .08) 100%); }
.cv-hero2__grid { display: grid; gap: 36px; padding: clamp(28px, 5vw, 72px) clamp(18px, 4vw, 64px); align-items: center; }
@media (min-width: 1024px) { .cv-hero2__grid { grid-template-columns: 1fr 460px; gap: 56px; min-height: 640px; } }
.cv-hero2 .hero__title em { color: var(--cv-mint); }
.cv-hero2 .hero__title em::after { background: var(--cv-mint); opacity: .3; }
.cv-hero2 .lead { color: rgba(255, 255, 255, .85); margin-bottom: 28px; }
.cv-hero2 .cv-tagpill { background: rgba(255, 255, 255, .14); color: #fff; backdrop-filter: blur(8px); }
.cv-hero2__trust { display: flex; flex-wrap: wrap; gap: 10px; }
.cv-hero2__trust li { display: inline-flex; align-items: center; gap: 7px; padding: 8px 14px; border-radius: 999px; background: rgba(255, 255, 255, .12); border: 1px solid rgba(255, 255, 255, .2); font-size: .9rem; backdrop-filter: blur(8px); }
.cv-hero2__trust .ti { color: var(--cv-mint); }
.cv-hero2__form { color: var(--cv-ink); --text: #0d1633; --muted: #4f5a78; min-width: 0; }
[data-theme="dark"] .cv-hero2__form { color: #eef2ff; --text: #eef2ff; --muted: #a8b3d6; }
.cv-acover { display: flex; flex-direction: column; }
.cv-acover__top { display: flex; justify-content: space-between; align-items: center; }
.cv-acover__ic { display: grid; place-items: center; width: 50px; height: 50px; border-radius: 16px; background: var(--cv-cobalt); color: #fff; font-size: 1.4rem; }
.cv-disc { align-items: center; }
.cv-disc__list { display: grid; gap: 10px; grid-template-columns: 1fr; }
@media (min-width: 640px) { .cv-disc__list { grid-template-columns: 1fr 1fr; } }
.cv-disc__list li { display: flex; justify-content: space-between; align-items: center; gap: 10px; padding: 16px 18px; border-radius: 16px; background: var(--surface); border: 1px solid var(--line); font-weight: 600; }
.cv-disc__list li span { display: inline-flex; align-items: center; gap: 10px; }
.cv-disc__list .ti { color: var(--cv-mint-ink); font-size: 1.2rem; }
.cv-disc__list b { flex: none; padding: 3px 10px; border-radius: 99px; background: var(--cv-mint-soft); color: var(--cv-mint-ink); font-family: var(--font-head); font-size: .78rem; }
.cv-disc__total { display: flex; gap: 16px; align-items: center; padding: 20px; border-radius: 20px; background: var(--cv-cobalt); color: #fff; max-width: 420px; }
.cv-disc__total > span { flex: none; width: 52px; height: 56px; color: rgba(255, 255, 255, .95); }
.cv-disc__total .cv-shield { color: #fff; }
.cv-disc__total .cv-shield__tick { stroke: var(--cv-cobalt); }
.cv-disc__total b { display: block; font-family: var(--font-head); font-size: 1.6rem; font-weight: 600; }
.cv-disc__total small { opacity: .85; }
.cv-app__vis { position: relative; display: grid; place-items: center; padding: 20px 0 40px; }
.cv-app__vis::before { content: ""; position: absolute; inset: 8% 6%; border-radius: 48px; background: linear-gradient(160deg, var(--cv-cobalt-soft), var(--cv-mint-soft)); z-index: -1; }
.cv-phone { width: min(330px, 100%); padding: 16px 16px 22px; border-radius: 40px; background: var(--surface); border: 8px solid var(--cv-ink); box-shadow: var(--shadow-lg); }
[data-theme="dark"] .cv-phone { border-color: #2a3a74; }
.cv-phone__bar { display: flex; justify-content: space-between; font-size: .75rem; font-weight: 700; padding: 0 8px 10px; }
.cv-phone__bar span:last-child { display: inline-flex; gap: 4px; }
.cv-phone__hi { font-family: var(--font-head); font-weight: 600; font-size: 1.05rem; margin: 4px 6px 12px; }
.cv-phone .cv-pcard { width: 100%; }
.cv-phone__row { display: flex; align-items: center; gap: 10px; padding: 13px 12px; margin-top: 8px; border-radius: 14px; background: var(--surface-2); font-weight: 600; font-size: .92rem; }
.cv-phone__row span { flex: 1; }
.cv-phone__row .ti:first-child { color: var(--primary); font-size: 1.15rem; }
.cv-app__c { right: 0; bottom: 16%; }

/* 14. Home 3 – Health & life ------------------------------------------- */
.cv-hero3 { text-align: center; padding-bottom: clamp(48px, 6vw, 90px); }
.cv-hero3__bg { position: absolute; inset: 0; z-index: -1; overflow: hidden; }
.cv-hero3__bg::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 78%; background: linear-gradient(180deg, var(--cv-peach-soft), transparent); border-radius: 0 0 50% 50% / 0 0 120px 120px; }
.cv-hero3__bg i { position: absolute; border-radius: 50%; filter: blur(60px); opacity: .5; }
.cv-hero3__bg i:first-child { width: 360px; height: 360px; left: -120px; top: 80px; background: var(--cv-peach); }
.cv-hero3__bg i:last-child { width: 320px; height: 320px; right: -100px; top: 200px; background: var(--cv-mint); opacity: .35; }
.cv-hero3__txt { max-width: 860px; margin-inline: auto; }
.cv-hero3 .hero__title em { color: var(--cv-peach-ink); }
.cv-hero3 .hero__title em::after { background: var(--cv-peach); }
.cv-hero3 .lead { margin-inline: auto; margin-bottom: 30px; }
.cv-hero3 .btn-group { justify-content: center; }
.cv-hero3__row { display: grid; gap: 16px; margin-top: clamp(48px, 6vw, 72px); grid-template-columns: 1fr; align-items: end; }
@media (min-width: 768px) { .cv-hero3__row { grid-template-columns: 1fr 1.25fr 1fr; gap: 22px; } }
.cv-hero3__ph { position: relative; text-align: left; }
.cv-hero3__ph img { width: 100%; border-radius: 999px 999px 28px 28px; aspect-ratio: 5 / 6.2; box-shadow: var(--shadow); }
.cv-hero3__ph--b img { aspect-ratio: 5 / 6; }
.cv-hero3__ph--a, .cv-hero3__ph--c { display: none; }
@media (min-width: 768px) { .cv-hero3__ph--a, .cv-hero3__ph--c { display: block; } .cv-hero3__ph--a img, .cv-hero3__ph--c img { aspect-ratio: 5 / 6.4; } }
.cv-hero3__pc { position: absolute; left: 50%; bottom: -26px; transform: translateX(-50%); width: min(320px, 92%); }
.cv-hero3__ph--b { margin-bottom: 26px; }
.cv-hero3__c1 { left: -10px; top: 28%; }
.cv-hero3__c2 { right: -10px; top: 32%; }
.cv-stages { display: grid; gap: 16px; grid-template-columns: 1fr; position: relative; }
@media (min-width: 768px) { .cv-stages { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1280px) { .cv-stages { grid-template-columns: repeat(4, 1fr); } .cv-stages::before { content: ""; position: absolute; left: 6%; right: 6%; top: 52px; height: 2px; background: repeating-linear-gradient(90deg, var(--cv-peach) 0 10px, transparent 10px 18px); z-index: -1; } }
.cv-stage { padding: 26px 24px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow-sm); min-width: 0; }
.cv-stage__top { display: flex; justify-content: space-between; align-items: center; }
.cv-stage__ic { display: grid; place-items: center; width: 54px; height: 54px; border-radius: 50%; background: var(--cv-peach); color: var(--cv-ink); font-size: 1.4rem; border: 5px solid var(--surface); box-shadow: 0 0 0 1px var(--line); }
.cv-stage__age { font-family: var(--font-head); font-weight: 600; font-size: .85rem; padding: 4px 12px; border-radius: 99px; background: var(--cv-peach-soft); color: var(--cv-peach-ink); }
.cv-stage h3 { font-size: 1.2rem; margin: 18px 0 6px; }
.cv-stage p { color: var(--muted); font-size: .95rem; }
.cv-stage ul { display: flex; flex-wrap: wrap; gap: 6px; }
.cv-stage li { padding: 3px 10px; border-radius: 99px; background: var(--surface-2); font-size: .78rem; font-weight: 600; }
.cv-lifesplit__media { position: relative; }
.cv-round--peach { box-shadow: 18px 18px 0 var(--cv-peach-soft); }
.cv-lifesplit__c { left: 16px; bottom: -20px; }

/* 15. Home 4 – Business broker ----------------------------------------- */
.cv-hero4 { padding-bottom: clamp(56px, 7vw, 100px); }
.cv-hero4__glow { position: absolute; z-index: -1; inset: 0; background: radial-gradient(600px 400px at 85% 30%, rgba(61, 220, 151, .16), transparent 70%), radial-gradient(700px 500px at 10% 10%, rgba(35, 64, 199, .35), transparent 70%); }
.cv-hero4::after { content: ""; position: absolute; z-index: -1; right: -120px; bottom: -160px; width: 520px; height: 560px; background: color-mix(in srgb, var(--primary) 8%, transparent); -webkit-mask: var(--cv-shield) center / contain no-repeat; mask: var(--cv-shield) center / contain no-repeat; }
.cv-hero4__grid { display: grid; gap: 48px; align-items: center; }
@media (min-width: 1024px) { .cv-hero4__grid { grid-template-columns: 1fr 1fr; gap: 56px; } }
.cv-hero4 .hero__title em { color: var(--cv-mint); }
.cv-hero4 .hero__title em::after { background: var(--cv-mint); opacity: .25; }
.cv-hero4__kpis { display: flex; flex-wrap: wrap; gap: 12px 36px; margin: 40px 0 0; padding-top: 24px; border-top: 1px solid var(--line); }
.cv-hero4__kpis dt { font-size: .85rem; color: var(--muted); }
.cv-hero4__kpis dd { margin: 0; font-family: var(--font-head); font-weight: 600; font-size: 1.8rem; letter-spacing: -0.03em; }
.cv-hero4__vis { position: relative; padding: 60px 0 30px 0; min-width: 0; }
.cv-hero4__photo { position: absolute; top: 0; right: 0; width: 62%; border-radius: 24px; overflow: hidden; opacity: .9; }
.cv-hero4__photo img { width: 100%; aspect-ratio: 16 / 12; }
.cv-dash { position: relative; width: min(500px, 100%); padding: 22px; border-radius: 24px; background: var(--cv-glass); border: 1px solid var(--line); box-shadow: var(--shadow-lg); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); margin-top: 90px; }
.cv-dash__head { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding-bottom: 14px; border-bottom: 1px solid var(--line); }
.cv-dash__head small, .cv-dash__foot small { display: block; font-size: .75rem; color: var(--muted); }
.cv-dash__head b { font-family: var(--font-head); font-weight: 600; }
.cv-dash__list { display: grid; gap: 4px; padding: 10px 0; }
.cv-dash__list li { display: grid; grid-template-columns: 36px 1fr 120px; gap: 12px; align-items: center; padding: 8px 0; }
.cv-dash__ic { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 10px; background: var(--cv-cobalt-soft); color: var(--primary); }
.cv-dash__name { min-width: 0; }
.cv-dash__name b { display: block; font-size: .9rem; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.cv-dash__name small { display: block; font-size: .75rem; color: var(--muted); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.cv-dash__lim b { display: block; font-family: var(--font-head); font-size: .82rem; font-weight: 600; text-align: right; margin-bottom: 4px; }
.cv-dash__lim i { display: block; height: 6px; border-radius: 99px; background: var(--surface-2); overflow: hidden; }
.cv-dash__lim s { display: block; height: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--cv-cobalt), var(--cv-mint)); }
.cv-dash__foot { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 10px; padding-top: 14px; border-top: 1px solid var(--line); }
.cv-dash__foot b { font-family: var(--font-head); font-weight: 600; }
.cv-hero4__c { left: 0; top: 8px; }
.cv-tabs { gap: 8px; }
.tabs__btn { display: inline-flex; align-items: center; gap: 8px; border-radius: 999px; font-family: var(--font-head); font-weight: 500; font-size: .9rem; padding: 10px 18px; background: var(--surface); }
.tabs__btn.is-active, .tabs__btn:hover { background: var(--cv-cobalt); border-color: var(--cv-cobalt); color: #fff; }
.cv-ind { display: grid; gap: 32px; align-items: center; padding: clamp(16px, 2vw, 24px); border-radius: 28px; background: var(--surface); border: 1px solid var(--line); }
@media (min-width: 1024px) { .cv-ind { grid-template-columns: 1fr 1fr; gap: 56px; } }
.cv-ind__img { border-radius: 20px; overflow: hidden; }
.cv-ind__img img { width: 100%; aspect-ratio: 4 / 3; }
.cv-ind__txt { padding: 0 8px 8px; }
.cv-lines { display: grid; gap: 14px; grid-template-columns: 1fr; }
@media (min-width: 640px) { .cv-lines { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .cv-lines { grid-template-columns: repeat(4, 1fr); } }
.cv-line { padding: 22px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); transition: transform .4s var(--ease), box-shadow .4s; min-width: 0; }
.cv-line:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.cv-line > span { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: var(--cv-mint-soft); color: var(--cv-mint-ink); font-size: 1.3rem; }
.cv-line h3 { font-size: 1.05rem; margin: 16px 0 4px; }
.cv-line p { margin: 0; color: var(--muted); font-size: .93rem; line-height: 1.5; }
.cv-cases { gap: 20px; }
.cv-case { border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); overflow: hidden; display: flex; flex-direction: column; }
.cv-case__img img { width: 100%; aspect-ratio: 16 / 10; }
.cv-case__body { padding: 22px; display: flex; flex-direction: column; flex: 1; }
.cv-case__body small { color: var(--primary); font-weight: 600; font-size: .82rem; }
.cv-case h3 { font-size: 1.2rem; margin: 4px 0 8px; }
.cv-case p { color: var(--muted); font-size: .95rem; }
.cv-case__kpi { margin-top: auto; display: flex; align-items: baseline; gap: 10px; padding-top: 16px; border-top: 1px dashed var(--line); }
.cv-case__kpi b { font-family: var(--font-head); font-size: 1.8rem; font-weight: 600; color: var(--cv-mint-ink); letter-spacing: -0.03em; }
.cv-case__kpi span { color: var(--muted); font-size: .9rem; }

/* 16. Inner pages ------------------------------------------------------- */
.cv-ph { padding-bottom: clamp(48px, 6vw, 88px); }
.cv-ph__shape { position: absolute; inset: 0 0 18% 0; z-index: -1; background: linear-gradient(170deg, var(--cv-cobalt-soft) 0%, var(--cv-cloud) 70%); border-radius: 0 0 clamp(40px, 8vw, 120px) clamp(40px, 8vw, 120px); overflow: hidden; }
.cv-ph__sh { position: absolute; right: -60px; top: 40px; width: 360px; height: 380px; color: color-mix(in srgb, var(--primary) 8%, transparent); }
.cv-ph__sh .cv-shield__tick { display: none; }
.cv-ph h1 { font-size: clamp(2.4rem, 5.6vw, 4.6rem); letter-spacing: -0.04em; }
.cv-ph__grid { display: grid; gap: 40px; align-items: center; }
@media (min-width: 1024px) { .cv-ph__grid--side { grid-template-columns: 1.15fr .85fr; gap: 64px; } }
.cv-ph__side { display: grid; place-items: center; min-width: 0; }
.cv-ph__side .cv-round { width: 100%; box-shadow: var(--shadow-lg); }
.cv-ph__side .cv-round img { aspect-ratio: 4 / 3; }
.cv-ph .cv-picker { margin-top: 24px; }
.cv-quote-sec { padding-top: 0; }
.cv-quote2 { display: grid; gap: 32px; align-items: start; }
@media (min-width: 1024px) { .cv-quote2 { grid-template-columns: 360px 1fr; gap: 48px; } }
.cv-quote2 .cv-calc { grid-template-columns: 1fr; gap: 28px; }
.cv-qside { display: grid; gap: 14px; }
.cv-qcard { padding: 22px; border-radius: 20px; background: var(--surface); border: 1px solid var(--line); }
.cv-qcard h3 { display: flex; align-items: center; gap: 8px; font-size: 1.05rem; margin-bottom: 14px; }
.cv-qcard h3 .ti { color: var(--primary); }
.cv-qcard ol { display: grid; gap: 12px; counter-reset: q; }
.cv-qcard ol li { counter-increment: q; position: relative; padding-left: 38px; font-size: .92rem; color: var(--muted); line-height: 1.45; }
.cv-qcard ol li::before { content: counter(q); position: absolute; left: 0; top: 0; display: grid; place-items: center; width: 26px; height: 26px; border-radius: 8px; background: var(--cv-mint-soft); color: var(--cv-mint-ink); font-family: var(--font-head); font-weight: 600; font-size: .8rem; }
.cv-qcard ol b { display: block; color: var(--text); }
.cv-qcard--adv { display: flex; gap: 14px; align-items: flex-start; background: var(--cv-cloud); }
.cv-qcard--adv img { flex: none; width: 56px; height: 56px; border-radius: 16px; }
.cv-qcard--adv b { display: block; font-family: var(--font-head); }
.cv-qcard--adv span { display: block; font-size: .9rem; color: var(--muted); margin-bottom: 6px; }
.cv-qcard--lock { display: flex; gap: 12px; font-size: .88rem; color: var(--muted); }
.cv-qcard--lock .ti { flex: none; color: var(--cv-mint-ink); font-size: 1.3rem; }
.cv-emrow { display: grid; gap: 10px; margin-top: 30px; grid-template-columns: 1fr; }
@media (min-width: 640px) { .cv-emrow { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1280px) { .cv-emrow { grid-template-columns: repeat(4, 1fr); } }
.cv-em { display: flex; align-items: center; gap: 12px; padding: 14px 16px; border-radius: 18px; background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow-sm); transition: transform .3s, box-shadow .3s; min-width: 0; }
.cv-em:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.cv-em > span { flex: none; display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--cv-cobalt); color: #fff; font-size: 1.2rem; }
.cv-em:first-child > span { background: var(--cv-peach); color: var(--cv-ink); }
.cv-em small { display: block; font-size: .8rem; color: var(--muted); }
.cv-em b { font-family: var(--font-head); font-weight: 600; font-size: .95rem; }
.cv-docs { margin-top: 28px; padding: 24px; border-radius: 20px; background: var(--surface); border: 1px solid var(--line); }
.cv-docs h3 { display: flex; align-items: center; gap: 8px; font-size: 1.05rem; margin-bottom: 8px; }
.cv-docs h3 .ti { color: var(--primary); }
.cv-carrier-grid { display: grid; gap: 14px; grid-template-columns: repeat(2, 1fr); }
@media (min-width: 1024px) { .cv-carrier-grid { grid-template-columns: repeat(4, 1fr); } }
.cv-carrier-card { display: flex; flex-direction: column; align-items: center; text-align: center; gap: 8px; padding: 26px 16px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); min-width: 0; }
.cv-carrier-card span { display: grid; place-items: center; width: 52px; height: 52px; border-radius: 50%; background: var(--cv-cobalt-soft); color: var(--primary); font-size: 1.5rem; }
.cv-carrier-card b { font-family: var(--font-head); font-weight: 600; font-size: .98rem; }
.cv-carrier-card small { color: var(--cv-mint-ink); font-weight: 600; font-size: .8rem; }
.cv-lic { display: grid; gap: 14px; grid-template-columns: 1fr; }
@media (min-width: 640px) { .cv-lic { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .cv-lic { grid-template-columns: repeat(4, 1fr); } }
.cv-lic > div { display: grid; grid-template-columns: auto 1fr; gap: 2px 14px; align-items: center; padding: 18px; border-radius: 18px; border: 1px dashed color-mix(in srgb, var(--primary) 35%, var(--line)); }
.cv-lic span { grid-row: span 2; display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--cv-mint-soft); color: var(--cv-mint-ink); font-size: 1.3rem; }
.cv-lic b { font-family: var(--font-head); font-weight: 600; font-size: .95rem; }
.cv-lic small { color: var(--muted); font-size: .82rem; }
.cv-visit { display: grid; gap: 20px; }
@media (min-width: 1024px) { .cv-visit { grid-template-columns: 1.6fr 1fr; } }
.cv-map { position: relative; min-height: 340px; border-radius: 28px; overflow: hidden; border: 1px solid var(--line); }
.cv-map svg { position: absolute; inset: 0; width: 100%; height: 100%; }
.cv-map__bg { fill: var(--surface); }
.cv-map__water { fill: color-mix(in srgb, var(--primary) 16%, var(--surface)); }
.cv-map__park { fill: var(--cv-mint-soft); }
.cv-map__road { stroke: var(--surface-2); stroke-width: 22; fill: none; }
.cv-map__road--s { stroke-width: 10; }
.cv-map__pin { position: absolute; left: 36%; top: 30%; display: flex; flex-direction: column; align-items: center; gap: 6px; }
.cv-map__pin svg { position: static; width: 54px; height: 58px; color: var(--cv-cobalt); filter: drop-shadow(0 10px 14px rgba(35, 64, 199, .4)); }
.cv-map__pin span { padding: 5px 12px; border-radius: 99px; background: var(--cv-ink); color: #fff; font-family: var(--font-head); font-weight: 600; font-size: .8rem; white-space: nowrap; }
.cv-hours { padding: 28px; border-radius: 28px; background: var(--surface); border: 1px solid var(--line); display: flex; flex-direction: column; }
.cv-hours h3 { display: flex; align-items: center; gap: 8px; font-size: 1.15rem; }
.cv-hours h3 .ti { color: var(--primary); }
.cv-hours ul { margin: 8px 0 22px; }
.cv-hours li { display: flex; justify-content: space-between; gap: 12px; padding: 12px 0; border-bottom: 1px dashed var(--line); font-size: .95rem; }
.cv-hours li b { font-weight: 600; text-align: right; }
.cv-hours .btn { margin-top: auto; }
.cv-offices { gap: 20px; }
.cv-office { border-radius: var(--radius); overflow: hidden; background: var(--surface); border: 1px solid var(--line); }
.cv-office__img img { width: 100%; aspect-ratio: 16 / 10; }
.cv-office__body { padding: 20px 22px 22px; }
.cv-office h3 { display: flex; gap: 8px; align-items: center; font-size: 1.15rem; margin-bottom: 4px; }
.cv-office h3 .ti { color: var(--primary); }
.cv-office p { color: var(--muted); margin-bottom: 8px; }
.cv-office small { display: inline-flex; gap: 6px; align-items: center; font-size: .85rem; color: var(--muted); }

/* 17. CTA --------------------------------------------------------------- */
.cv-cta { position: relative; overflow: hidden; isolation: isolate; display: grid; gap: 32px; align-items: center; padding: clamp(32px, 6vw, 80px); border-radius: clamp(28px, 4vw, 44px); background: linear-gradient(135deg, #1a31a0 0%, #2340c7 55%, #2c56d8 100%); color: #fff; --text: #fff; --muted: rgba(255, 255, 255, .8); }
@media (min-width: 1024px) { .cv-cta { grid-template-columns: 1.4fr 1fr; gap: 56px; } }
.cv-cta--peach { background: linear-gradient(135deg, #ffcfb3 0%, #ffb38a 60%, #f99c69 100%); color: var(--cv-ink); --text: #0d1633; --muted: rgba(13, 22, 51, .75); }
.cv-cta .h2 { color: inherit; }
.cv-cta h2 em { color: var(--cv-mint); }
.cv-cta h2 em::after { opacity: .25; }
.cv-cta--peach h2 em { color: var(--cv-cobalt); }
.cv-cta--peach h2 em::after { background: #fff; opacity: .6; }
.cv-cta .lead { color: var(--muted); margin-bottom: 28px; }
.cv-cta__ghost { --btn-bg: rgba(255, 255, 255, .1); --btn-fg: #fff; border-color: rgba(255, 255, 255, .3); box-shadow: none; }
.cv-cta--peach .cv-cta__ghost { --btn-bg: rgba(255, 255, 255, .5); --btn-fg: var(--cv-ink); border-color: rgba(13, 22, 51, .15); }
.cv-cta--peach .btn--mint { --btn-bg: var(--cv-ink); --btn-fg: #fff; }
.cv-cta__list { display: grid; gap: 10px; }
.cv-cta__list li { display: flex; align-items: center; gap: 12px; padding: 16px 18px; border-radius: 16px; background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .16); font-weight: 600; }
.cv-cta--peach .cv-cta__list li { background: rgba(255, 255, 255, .45); border-color: rgba(255, 255, 255, .6); }
.cv-cta__list .ti { color: var(--cv-mint); font-size: 1.3rem; }
.cv-cta--peach .cv-cta__list .ti { color: var(--cv-cobalt); }
.cv-cta__sh1, .cv-cta__sh2 { position: absolute; z-index: -1; color: rgba(255, 255, 255, .07); }
.cv-cta__sh1 { width: 420px; height: 440px; right: -120px; top: -140px; }
.cv-cta__sh2 { width: 220px; height: 230px; left: -60px; bottom: -90px; }
.cv-cta__sh2 .cv-shield__tick { stroke: rgba(255, 255, 255, .1); }
.cv-cta--peach .cv-cta__sh1, .cv-cta--peach .cv-cta__sh2 { color: rgba(255, 255, 255, .28); }

/* 18. Footer & 404 ------------------------------------------------------ */
.cv-foot { padding-top: clamp(32px, 4vw, 56px); background: var(--bg); }
.cv-ctawrap { padding-bottom: clamp(40px, 5vw, 72px); }
.cv-foot__help { display: grid; gap: 14px; padding-bottom: 48px; }
@media (min-width: 768px) { .cv-foot__help { grid-template-columns: 1fr 1fr; } }
.cv-foot__hcard { display: flex; align-items: center; gap: 14px; padding: 20px; border-radius: 20px; background: var(--cv-cloud); transition: transform .3s; min-width: 0; }
.cv-foot__hcard:hover { transform: translateY(-3px); }
.cv-foot__hcard > span { flex: none; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 14px; background: var(--cv-cobalt); color: #fff; font-size: 1.3rem; }
.cv-foot__hcard:first-child > span { background: var(--cv-peach); color: var(--cv-ink); }
.cv-foot__hcard small { display: block; color: var(--muted); font-size: .82rem; }
.cv-foot__hcard b { font-family: var(--font-head); font-weight: 600; }
.cv-foot__news { display: grid; gap: 14px; padding: 20px; border-radius: 20px; background: var(--cv-ink); color: #eef2ff; min-width: 0; }
@media (min-width: 768px) { .cv-foot__news { grid-column: 1 / -1; grid-template-columns: 1fr 1.2fr; align-items: center; gap: 24px; padding: 24px 28px; } }
[data-theme="dark"] .cv-foot__news { background: var(--surface); }
.cv-foot__news h4 { margin-bottom: 4px; font-size: 1.05rem; letter-spacing: 0; }
.cv-foot__news p { margin: 0; font-size: .9rem; color: #a8b3d6; }
.cv-foot__news .newsletter { max-width: none; border-color: rgba(255, 255, 255, .15); background: rgba(255, 255, 255, .06); border-radius: 16px; }
.cv-foot__news .newsletter .input { color: #fff; }
.cv-foot__news .newsletter .input::placeholder { color: #a8b3d6; }
.cv-foot__news .newsletter .btn { --btn-bg: var(--cv-mint); --btn-fg: var(--cv-ink); border-radius: 12px; }
.cv-foot__grid { display: grid; gap: 36px 24px; grid-template-columns: repeat(2, 1fr); padding-block: 48px; border-top: 1px solid var(--line); }
.cv-foot__grid > :first-child { grid-column: 1 / -1; }
@media (min-width: 1024px) { .cv-foot__grid { grid-template-columns: 1.8fr 1fr 1fr 1fr; } .cv-foot__grid > :first-child { grid-column: auto; } }
.cv-foot__brand p { color: var(--muted); max-width: 40ch; margin: 16px 0 0; }
.cv-foot__col h4 { font-size: .95rem; margin-bottom: 14px; letter-spacing: 0; }
.cv-foot__col li { padding: 5px 0; }
.cv-foot__col a { color: var(--muted); transition: color .3s; }
.cv-foot__col a:hover { color: var(--primary); }
.cv-foot .socials a { border-radius: 12px; }
.cv-foot__legal { display: flex; gap: 12px; align-items: flex-start; font-size: .8rem; color: var(--muted); line-height: 1.5; padding: 18px 20px; border-radius: 16px; background: var(--cv-cloud); margin-bottom: 8px; }
.cv-foot__legal svg { flex: none; width: 24px; height: 26px; color: var(--cv-cobalt); }
.cv-foot .footer-bottom { border-top: 0; }
.error-page { position: relative; isolation: isolate; overflow: hidden; }
.error-page::before { content: ""; position: absolute; z-index: -1; left: 50%; top: 50%; width: min(620px, 120vw); height: min(660px, 128vw); transform: translate(-50%, -52%); background: linear-gradient(160deg, var(--cv-cobalt-soft), var(--cv-mint-soft)); -webkit-mask: var(--cv-shield) center / contain no-repeat; mask: var(--cv-shield) center / contain no-repeat; }
.error-page .code { font-weight: 700; letter-spacing: -0.05em; background: linear-gradient(135deg, var(--cv-cobalt), var(--cv-mint)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.error-page .btn--gradient { background: var(--cv-cobalt); }

/* 19. Responsive fine-tuning ------------------------------------------- */
@media (max-width: 1023px) {
  .cv-hero1__shape { width: 100%; height: 62%; top: auto; bottom: 0; border-radius: clamp(60px, 10vw, 120px) clamp(60px, 10vw, 120px) 0 0; }
  .cv-hero1__visual { max-width: 460px; }
  .cv-hero4__vis { max-width: 560px; }
}
@media (max-width: 767px) {
  .cv-hero1__pc { left: -4px; width: 260px; }
  .cv-hero1__c1 { right: -4px; top: 12%; }
  .cv-hero1__badge { width: 88px; height: 94px; left: -4px; }
  .cv-hero1__badge b { font-size: 1.05rem; }
  .cv-hero1__badge span { font-size: .58rem; }
  .cv-arch { border-radius: 200px 200px 28px 28px; }
  .cv-hero3__c1, .cv-hero3__c2 { display: none; }
  .cv-hero4__photo { width: 70%; }
  .cv-dash { margin-top: 70px; padding: 16px; }
  .cv-dash__list li { grid-template-columns: 32px 1fr 88px; gap: 10px; }
  .cv-dash__ic { width: 32px; height: 32px; }
  .cv-hero4__c { display: none; }
  .cv-why__c, .cv-lifesplit__c { right: 8px; left: auto; }
  .cv-app__c { right: 0; bottom: 4%; }
  .cv-wiz__labels li { font-size: 0; gap: 0; }
  .cv-wiz__labels li.is-active { font-size: .78rem; gap: 6px; }
  .cv-wiz__mini { display: none; }
  .cv-hero4__kpis dd { font-size: 1.45rem; }
  .cv-hero4__kpis { gap: 12px 24px; }
}
@media (max-width: 479px) {
  .cv-seg span, .cv-seg--btns button { padding: 8px 12px; font-size: .8rem; }
  .cv-track__foot .cv-seg button { padding: 7px 6px; font-size: .74rem; }
  .cv-track__head { flex-wrap: wrap; }
  .cv-track__row { flex-wrap: wrap; }
  .cv-calc__bars li { grid-template-columns: 96px 1fr; }
  .cv-hero2__trust li { font-size: .82rem; padding: 6px 12px; }
  .cv-wiz__nav .btn { padding: 12px 14px; }
  .cv-carrier { padding: 10px 16px; font-size: .92rem; }
}