Auto insurance
Liability, collision and comprehensive with roadside help and a rental car while yours is fixed.
Coverage for every part of life
Personal and business insurance from 14 carriers, explained in plain English. Pick a product, compare levels, then get a quote in minutes.
CovantisActive
Home policy
HO-3 · 4821 0093 17
InsuredMaya & Leon Ortiz
RenewsMar 12, 2027
Dwelling $420kLiability $300k
Personal insurance
Protection for you and your family
Home insurance
Dwelling, belongings and liability cover, plus temporary housing if you can’t stay at home.
Life insurance
Term and whole life policies that keep your family’s plans on track, whatever happens.
Health plans
Individual and family plans with check-ups, prescriptions and specialists in one network.
Business insurance
General liability, property, cyber and workers’ comp, bundled into one simple program.
Renters insurance
Your belongings and personal liability covered for about the price of two coffees a month.
Umbrella insurance
An extra $1–5M of liability on top of your home and auto policies.
Pet insurance
Vet bills for accidents and illness, with wellness add-ons for check-ups.
Travel insurance
Trip cancellation, lost luggage and emergency medical care abroad.
Compare plans
Basic, Plus or Premier?
The same three levels apply across home and renters cover. Toggle yearly billing to see the annual price.
| Compare plansSwipe to see all plans | Basic$38/moEssentials for renters and starter homesChoose Basic | Most popularPlus$64/moThe sweet spot for most householdsChoose Plus | Premier$96/moFull replacement and white-glove claimsChoose Premier |
|---|---|---|---|
| Liability protection | $100k | $300k | $1M |
| Personal property | Actual cash value | Replacement cost | Replacement cost |
| Temporary housing | 2 weeks | 6 months | 24 months |
| Water backup | Not included | Included | Included |
| Roadside & lockout help | Not included | Included | Included |
| Identity theft recovery | Not included | Not included | Included |
| Accident forgiveness | Not included | Included | Included |
| Dedicated claims advocate | Not included | Not included | Included |
| 24/7 claims line | Included | Included | Included |
Add-ons
Fill the gaps standard policies miss
Water backup
Sump pump and drain backups, usually excluded by default.
Home cyber
Online fraud, ransomware and identity theft recovery.
Valuables rider
Jewellery, art and cameras insured at appraised value.
Equipment breakdown
Boilers, HVAC and appliances that fail unexpectedly.
New car replacement
A brand-new car if yours is totalled in the first 2 years.
Rideshare cover
Protects you between app rides and pickups.
Business insurance
Commercial lines for growing companies
General liability
Third-party injury and property damage claims.
Commercial property
Buildings, equipment, stock and signage.
Cyber liability
Breach response, ransomware and data restoration.
Workers’ comp
Medical costs and lost wages for your team.
D&O and E&O
Protects leaders and professional advice.
Commercial auto
Company cars, vans and fleets of any size.
Umbrella / excess
Extra limits on top of your core policies.
Group benefits
Health, dental and life cover for employees.
FAQ
Coverage questions
No. Carriers pay us a commission that’s already built into the price, so you pay the same premium you’d pay going direct, plus you get an advisor.
Most auto, home and renters policies can start the same day. Life and health plans may need a short health questionnaire or exam first.
Yes, and it usually saves 10–25%. Home + auto is the classic bundle, but we can also combine renters, umbrella and life cover.
You call our claims line or file online. A named claims advocate talks to the carrier for you and keeps you updated at every step in your claim tracker.
Mainly your driving record, age, the car you drive, where it’s parked overnight, how far you drive and the deductible you choose.
Not sure what you need?
Tell us about your home, car and family and an advisor will recommend a plan. It’s free.
- Free, no-obligation quotes
- Licensed advisors, no call centres
- Claims advocate on your side